:root{
  --fm24-primary:#0088cc;
  --fm24-primary-dark:#005580;
  --fm24-bg:#e6f7ff;
  --fm24-text:#333333;
}
body{font-family:"Open Sans",system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;color:var(--fm24-text)}
a{color:var(--fm24-primary)} a:hover{color:var(--fm24-primary-dark)}

.header--fm24{background:#fff;border-bottom:1px solid #e6e6e6}
.header__inner{max-width:1170px;margin:0 auto;display:flex;align-items:center;justify-content:space-between;padding:14px 20px;gap:20px}
.header__brand{display:flex;align-items:center;gap:12px}
.header__brand img{height:40px;width:auto}
.header__title{font-weight:700;font-size:18px;color:var(--fm24-primary);margin:0}

.nav--primary ul{display:flex;gap:18px;list-style:none;margin:0;padding:0}
.nav--primary a{font-weight:600;text-decoration:none;padding:8px 10px;border-radius:10px}
.nav--primary a:hover{background:var(--fm24-bg)}

.hero{background:linear-gradient(180deg,#ffffff 0,var(--fm24-bg) 100%)}
.hero__inner{max-width:1170px;margin:0 auto;padding:56px 20px;display:grid;grid-template-columns:1.2fr .8fr;gap:32px}
.hero__eyebrow{color:var(--fm24-primary);font-weight:700;letter-spacing:.04em;text-transform:uppercase}
.hero__title{font-size:34px;line-height:1.2;margin:.25em 0 .3em}
.hero__subtitle{font-size:18px;color:#4a4a4a;margin:0 0 20px}
.cta-row{display:flex;gap:12px;flex-wrap:wrap}
.btn{display:inline-block;padding:12px 18px;border-radius:14px;text-decoration:none;font-weight:700}
.btn--primary{background:var(--fm24-primary);color:#fff}
.btn--primary:hover{background:var(--fm24-primary-dark);color:#fff}
.btn--ghost{border:2px solid var(--fm24-primary);color:var(--fm24-primary);background:#fff}
.btn--ghost:hover{border-color:var(--fm24-primary-dark);color:var(--fm24-primary-dark)}

.trust{background:#fff}
.section{padding:44px 20px}
.section__inner{max-width:1170px;margin:0 auto}
.section__title{font-size:26px;margin:0 0 8px}
.section__sub{color:#555;margin:0 0 22px}

.grid{display:grid;gap:18px}
.grid--3{grid-template-columns:repeat(3,1fr)}
@media (max-width:768px){.hero__inner{grid-template-columns:1fr}.grid--3{grid-template-columns:1fr}}

.card{background:#fff;border:1px solid #eee;border-radius:16px;padding:18px;box-shadow:0 6px 24px rgba(0,0,0,.04)}
.card h3{margin:0 0 8px;font-size:18px}
.card p{margin:0 0 12px;color:#555}
.badge{display:inline-block;background:var(--fm24-bg);color:#074b70;font-weight:700;border-radius:999px;padding:4px 10px;font-size:12px}

.tools-list .card ul{margin:0 0 10px 18px}
.tools-list .card li{margin:4px 0}

.cta-band{background:var(--fm24-primary);color:#fff;text-align:center;padding:26px 16px}
.cta-band__title{margin:0 0 8px;font-size:22px}
.cta-band__sub{margin:0 0 16px}

.footer--fm24{background:#0f172a;color:#cbd5e1}
.footer__inner{max-width:1170px;margin:0 auto;padding:24px 20px;display:grid;gap:18px;grid-template-columns:2fr 1fr 1fr}
.footer__brand{display:flex;align-items:center;gap:12px}
.footer__brand img{height:34px}
.footer__copy{font-size:14px;color:#9aa7b8}
.footer__col h4{margin:0 0 8px;color:#fff}
.footer__col ul{list-style:none;margin:0;padding:0}
.footer__col li{margin:6px 0}
.footer__col a{color:#cbd5e1;text-decoration:none}
.footer__col a:hover{color:#fff}
@media (max-width:768px){.footer__inner{grid-template-columns:1fr}}